While social media opens many doors, it can also raise serious compliance hurdles.In this episode of the CUNA News Podcast, Kristen Tatlock, senior compliance manager for Credit Union Service Network, looks at common mistakes credit unions make when using social media, how social media risks are evolving, and some social media do’s and don’ts.“Advertising rules are an area that has failed to evolve as quickly as technology has,” Tatlock says. “At the pace which social media platforms are being developed and as credit unions expand the platforms they use, it’s going to provide exposure for potential violations.“Not only will credit unions need to understand the rules and regulations for advertising their products and services via social media,” she continues, “they have to be aware of the specific rules, regulations, and terms of service that each platform has.” ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »
ORONO — All five Hancock County indoor track teams headed to the University of Maine for the second consecutive weekend Saturday to compete in the season’s third Eastern Maine Indoor Track League meet.Like previous meets, this edition was divided into two sessions. Ellsworth, Bucksport and Sumner participated in the first, and Mount Desert Island and George Stevens Academy took part in the second.Ellsworth had an excellent day on the girls’ side with a third-place finish. Freshman Margo Kenyon finished first in the 800-meter run with a time of 2 minutes, 38.59 seconds, and the Eagles edged Bucksport, Mattanawcook Academy, Hermon, Sumner and Bangor Christian.In the boys’ meet, Ellsworth placed fourth, Bucksport took sixth and Sumner finished eighth. Matt Shea finished second in the 1-mile run with a time of 4:57.91.This is placeholder textThis is placeholder textThe GSA and MDI girls’ teams placed fifth and sixth, respectively. GSA used a four-person team consisting of Grace Broughton, Susanna Jakub, Mary Brenna Catus and Eliza Broughton to win the 1,600-meter sprint medley.MDI’s boys’ team placed fourth behind Hampden Academy, Brewer and Old Town. The Trojans placed first in the 4-by-400-meter relay.The teams will return to UMaine in the coming days. MDI and GSA will compete at 4 p.m. Friday, Jan. 12, and Ellsworth (10 a.m.) and Bucksport and Sumner (2:30 p.m.) will compete the following day.
Finance Minister Winston Jordan has said in his budget projections for 2018 that the oil and gas industry will lead Foreign Direct Investment (FDI) next year, although Government has been cautioned not to place too much of its focus on the impending revenues that could possibly be earned from the oil and gas sector.Delivering Budget 2018 in the National Assembly on Monday, the minister said the country’s capital account is anticipated to improve due to strengthened net medium- and long-term capital flows in both the private and public sectors. This is despite the national current account being expected to weaken.Jordan has said the projected FDI, particularly in the oil and gas sector, is expected to drive the US$145.2 million increase in private sector medium- and long-term capital. Importantly, also, he noted that taxes from oil and gas support activities are expected to increase by G$3.2 billion.The IMF has cautioned Government against any excessive borrowing or exorbitant increase in public spending ahead of the signalled start of commercial production of oil in 2020 by ExxonMobil and its partners offshore Guyana in the Stabroek bloc.And Government is still to come clean on whether in fact a US$20 million bonus from the giant US-oil company has been received.But despite this, Jordan told the National Assembly recently that as the country begin the transition to an oil-producing nation, Government must, and will, implement prudent structural reforms and fiscal safeguards, strengthen our institution, and “…prioritize the development of our human capacity, and diversify our growth portfolio”.“The agenda for 2018 is a product of our reflections on our mid-term as a Government, and repositioning and reprogramming based on lessons learned,” he explained.Jordan has steadfastly held that oil is a non-renewable resource. He has said that “the finite world is looking for renewables, and one day in the future, oil will not be the preferred source of energy.”In light of this, the minister has noted that when looking back Guyana, must be able to be proud of the choices made, and the immediate years ahead, because we have “positioned our sectors and industries to be stronger, more diversified and resilient.”The minister has stressed, too, that Guyana has to begin diversifying its production and income generating base to ensure sustainability. This, he said, must be the country’s collective goal to which the 2018 budget is directed. “Indeed, Budget 2018 contains allocations to strengthen and grow our private sector, as well as to improve the efficiency and robustness of our public sector,” he added.Further, Jordan warned of the drawbacks associated with the oil and gas sector. He said, “The literature is replete with examples of natural resource-dependent economies being prone to greater income inequality…We must — as a Government, as a Parliament, and as a nation — guard against falling victim to the pitfalls that this new stream of oil resources might bring.”The Finance Minister also gave his commitment that Government would ensure that resources are prioritised for immediate catalytic development needs, and he has signalled that Government would be implementing robust systems for the new oil and gas realities. “As we begin the transition to an oil-producing nation, Government must, and will, implement prudent structural reforms and fiscal safeguards, strengthen our institutions, prioritise the development of our human capacity, and diversify our growth portfolio,” he declared.PSAs and SWFGiven that more oil discoveries have been announced in Guyana, Jordan said these discoveries have derisked the basin, which is estimated to contain at least 7 billion oil-equivalent barrels, and has resulted in the significant ramping up of exploration activities in other already allocated offshore blocks.As such, Government anticipates significant interest in exploring the unallocated blocks of the derisked off-shore basins. In light of this, the minister said, it is imperative that Government safeguard the rights of the nation to a fair share of resource wealth.Jordan has said that to do so, Guyana will have to revise the existing template of the Production Sharing Agreement (PSA), to be more accommodating to changing commodity prices while maintaining a level of progressivity that is responsive to profitability.“While we strengthen our ability to negotiate more equitable PSAs, key Government agencies within the recently established Inter-Ministerial Technical Committee on Petroleum (will have) to continue to coordinate capacity building and interactions with the industry,” he explained.The committee’s agenda in the immediate future would focus on coordinating capacity building, information sharing, as well as providing input into the development of a legal and institutional framework to support the Sovereign Wealth Fund (SWF).The development of a rules-based SWF, according to Jordan, is critical to ensuring that Guyana’s resource revenues are responsibly managed within a transparent framework that promotes the highest levels of accountability. “It must be noted that the SWF will not just serve for investment, but also to save for future generations and to stabilise the economy in times of global economic instability,” he expressed.During 2018, the Government plans to publish a ‘green paper’ to apprise the National Assembly on the proposal for the SWF, to seek feedback for further refinement, and to stimulate a national discussion to ensure that all citizens understand the benefits and the perils against which Guyana must guard in the collection and management of the impending oil resources.Jordan has said that Guyana will continue to build capacity for effectively managing and regulating the oil and gas sector, and to ensure that systems and regulations are in place to properly and transparently account for, and manage, oil revenues.He announced, too, that an oil and gas unit would also be established within the Guyana Revenue Authority (GRA). That unit, he said, “will benefit from extensive training in revenue administration within the context of PSAs.”To also prepare the private sector for rapid growth in this sector, Government will be hosting an Oil and Gas Exposition and Business Summit in the first quarter of 2018, to bring together various segments of the private sector towards creating partnerships and facilitating information-sharing for business opportunities.“Although oil remains the main focus of this emerging sector, we are carefully exploring the feasibility of utilising natural gas as a temporary alternative for power generation. In the coming year, further steps will be taken to identify the preferred option for transporting gas onshore, including the most suitable location,” the minister further stated.In 2017, three additional oil discoveries in the Stabroek block were announced: Payara, Snoek, and Turbot. While the quantity and quality of the latter two discoveries are still being assessed, the gross recoverable resources for the Stabroek block are now estimated to be between 2.25billion and 2.75 billion oil-equivalent barrels, making it one of the most significant global finds in recent years.
Phil Jones finally missed from the spot after 15 successful penalties in a high quality shootout.According to reports before kick-off, Pogba will not captain United again under Mourinho due to his persistent public outbursts criticising the Portuguese’s tactics.Early on it seemed like Mourinho would get a positive response to Saturday’s 1-1 draw with Wolves as one of Lampard’s former Chelsea team-mates Juan Mata slotted home the opener after just three minutes at the end of a fine team move.However, an unchanged Derby side struck back after the break thanks to a wonderful free-kick from on-loan Liverpool striker Harry Wilson.Moments later, United goalkeeper Sergio Romero saw red for handling another Wilson effort outside the area.The visitors made the man advantage count when Jack Mariott headed home five minutes from time, but Marouane Fellaini looked to have saved Mourinho’s blushes with a towering header deep into stoppage time.However, substitute United ‘keeper Lee Grant failed to stop any of Derby’s penalties and Jones finally faltered to compound a bad start to the season for Mourinho’s men, who already trail Premier League leaders Liverpool by eight points.– Foden shines –City boss Pep Guardiola enjoyed a far more comfortable evening despite also ringing the changes as England under-19 international Phil Foden shone in a 3-0 win at League One Oxford.The visitors dominated throughout but had just the one goal to show for it before half-time as Gabriel Jesus headed home from close range.Fresh from his first two goals for the club at Cardiff on Saturday, Riyad Mahrez then thrashed home a second on the counter-attack 12 minutes from time.And Foden rounded off a fine individual display with his first senior goal for the club in stoppage time.Another League One side Burton provided the other upset of the night by coming from behind to beat Premier League Burnley 2-1.The Clarets went in front through Kevin Long, but Burton reached the fourth round for the first time in their history as Liam Boyce levelled before Jamie Allen poked home the winner.The only all Premier League tie of the night saw Leicester edge out in-form Wolves 3-1 on penalties after a 0-0 draw thanks to three shootout saves from Danny Ward.Fulham’s strength in depth was in evidence as they swept aside Championship Millwall 3-1 at The Den despite making 10 changes.Crystal Palace proved too strong for West Brom as an Andros Townsend double and Patrick Van Aanholt secured a 3-0 win at the Hawthorns.Bournemouth struck late through Callum Wilson to squeeze past Blackburn 3-2 after blowing a two-goal lead in the second-half.Jordan Rhodes’s hat-trick ensured Norwich saw off a second-half fightback from Wycombe to edge through 4-3.Middlesbrough progressed 4-3 on penalties after a 2-2 draw with Preston and League One Blackpool beat Championship strugglers QPR 2-0.0Shares0000(Visited 4 times, 1 visits today) 0Shares0000Derby County manager Frank Lampard performs a dance with his players in front of the travelling fans after full-timeMANCHESTER, United Kingdom, Sep 26 – Derby County manager Frank Lampard piled more misery on his former Chelsea boss Jose Mourinho as the Rams beat 10-man Manchester United 8-7 on penalties, while Manchester City cruised into the last 16 of the League Cup on Tuesday.Mourinho paid the price for making nine changes in a thrilling 2-2 draw at Old Trafford before spot-kicks with Paul Pogba rested on another day dominated by the Frenchman’s frosty relationship with his manager.
Related Posts Internet of Things Makes it Easier to Steal You… Could hybrid smartwatches bridge the gap between early adopters and regular people? That’s the hope of Sonny Vu, CTO for connected devices at Fossil Group.Vu detailed a plan to create a new generation of smartwatches in a panel discussion at Web Summit 2016. These smartwatches are actually hybrids which are as technically sophisticated than the current generation of smartwatches, but with the look and feel of a more traditional watch.Hybrid smartwatches would become a new addition to the wrist-worn wearable market. Vu said, “Tracker wearables and display smartwatches are already known, but there’s a new category with hybrid smartwatches, which have a regular analogue display but do more than just tell the time.”There are some obvious setbacks with hybrid smartwatches to the tech enthusiastic. They don’t have the digital touchscreen or live interaction of a more full-featured smartwatch such as the Apple Watch, FitBit Blaze, Pebble Time, or Android Wear. These watches have the downside of being bulkier than traditional watches and short battery life.A fitness tracker such as the FitBit Flex or Samsung Gear Fit. These trackers can keep tabs on your activity and sleep patterns. They also generally have a longer battery life than more full-featured smartwatches. They also include a smaller display and a limited feature set.Almost one year ago, news broke that Fossil was buying the fitness and fashion company Misfit. Since that time, Fossil has been working Misfit’s theme of fashion and technology into its products.A compromise between smart fashion and smart functionHybrid smartwatches are a compromise between a traditional fashion watch and a smartwatch – and one that could bridge the gap between tech enthusiasts that want the feature set of a fitness tracker or smartwatch and fashion-forward users that prefer the simple aesthetics a regular watch.Vu stated, “On the aesthetics side it needs to be something that doesn’t stand out, or something that blends in with the clothes you’re wearing.”Fossil’s Hybrid Q line, for example, features watches that look normal on the outside but contain complex fitness trackers, notifications, media controls, and more baked right in.This category of wearables is relatively new, and brands like Misfit, Fossil, Movado, and others are doing their part to make it work. Time will tell whether or not more big players enter the space, and more importantly, if the market will agree with Vu’s vision. Follow the Puck Tags:#Fossil#hybrid watches#Internet of Things#IoT#smartwatches#Sonny Vu Why IoT Apps are Eating Device Interfaces Ryan Matthew Pierson Small Business Cybersecurity Threats and How to…
Over a lakh people from 20,000 families have been moved to safety as local residents, the National Disaster Response Force (NDRF), and the Armed forces are pulling out all the stops to rescue those stuck in water-logged areas in Kolhapur and Sangli districts.The districts are experiencing the worst deluge since 2005.Sixteen people in five districts — Pune, Kolhapur, Satara, Sangli and Solapur — in western Maharashtra have lost their lives over the past week. Around 1.32 lakh people from these districts have been evacuated till Wednesday, Pune Divisional Commissioner Deepak Mhaisekar said.Chairing an emergency meeting in Mumbai, Chief Minister Devendra Fadnavis said rescuing women, children and patients was the priority, and directed the administration of the flood-hit districts to make alternative arrangements for food, essential items, and drinking water.Mr. Mhaisekar said four teams of the Territorial Army are engaged in rescue operations in Kolhapur and one team has reached Sangli. While six NDRF teams are already in action in Kolhapur, six more are on their way by road. One Navy team is in operation in Kolhapur.“Air connectivity has been established over Kolhapur since Wednesday morning with five more Navy teams to be dispatched via air over the district,” he said. The deluge has completely thrown State Transport bus services in Kolhapur and Sangli out of gear. With 89 roads in Kolhapur under water, the district is completely cut off from the rest of Maharashtra.The India Meteorological Department (IMD) has forecast heavy rain for Kolhapur in the next 48 hours.“From Wednesday night till forenoon of August 9, we expect heavy to very heavy showers to hit the ghat areas, including Kolhapur,” Anupam Kashyapi, head, weather and air pollution monitoring unit, IMD, said.
New Delhi: A Delhi court Wednesday fixed March 18 for the framing of charges in the Muzaffarpur shelter home sexual assault case. Additional Sessions Judge Saurabh Kulshreshtha passed the order after completion of the arguments of all the accused. Five people accused in the case had earlier denied allegations levelled against them by the CBI and said there was not enough evidence to prosecute them. Other accused in the case too had denied allegations against them previously. There are 21 people chargesheeted in the case. Also Read – How a psychopath killer hid behind the mask of a devout laity! On Feb 7, the Supreme Court ordered authorities to transfer the case from Bihar to a Protection of Children from Sexual Offences (POCSO) court in Saket District Court complex in Delhi, which would conclude the trial within six months by holding preferably day-to-day hearing. Several girls were allegedly raped and sexually abused at an NGO-run shelter home in Muzaffarpur, Bihar. The issue had come to light following a report by the Tata Institute of Social Sciences (TISS).
Swansea: Sergio Aguero kept alive Manchester City’s hopes of an unprecedented quadruple as they survived a major FA Cup scare in a thrilling fightback from two goals down to win 3-2 at Swansea in Saturday’s quarter-finals. Aguero had watched from the substitutes’ bench as second-tier Swansea roared into a stunning first half lead through goals from Matt Grimes and Bersant Celina. But the Argentine emerged as City’s saviour on a rainy night in south Wales by setting up their first goal for Bernardo Silva, before completing the comeback with a last-gasp winner after Swansea keeper Kristoffer Nordfeldt scored an unlucky own goal from the Argentina striker’s penalty to draw City level. Also Read – Andy Murray to make Grand Slam return at Australian OpenHaving already won the League Cup and advanced to the Champions League quarter-finals, Premier League leaders City remain in the hunt for a clean sweep of all four major trophies. It was a fortunate escape for City on Saturday however, as replays showed Raheem Sterling was fortunate to win the penalty that led to the equaliser, while Aguero was marginally offside for the winner. City boss Pep Guardiola had named a strong starting line-up and Leroy Sane and Bernardo Silva both went close early on. It only looked a matter of time before City took the lead but Swansea ensured it was anything but one-way traffic. Also Read – Fast bowler Behrendorff to undergo spinal surgeryThey showed they could give the visitors a run for their money with a neat passing game that pushed City on to the back foot. Grimes put Swansea ahead from the penalty spot in the 20th minute after Fabian Delph carelessly fouled Connor Roberts after the City defence was wrong-footed by Mike van der Hoorn’s crossfield pass. Grimes had not scored in his three-and-a-half years at the Liberty Stadium but took over penalty duties following Celina’s embarrassing spot-kick miss in a 3-0 midweek defeat at West Bromwich Albion. The 23-year-old centre back made the most of Delph’s misjudgement by confidently driving the ball high into the roof of the City net. It went from bad to worse for City nine minutes later as Guardiola’s defence disintegrated following a nine-pass move involving seven Swansea players. This time Swansea attacked with pace and purpose and, after fine play on the edge of City’s box by Nathan Dyer and Daniel James, space opened up for Celina to curl the ball delightfully beyond Ederson. Guardiola looked flummoxed in the technical area as he mulled over finding a way back into the tie while Aymeric Laporte lost his head following referee Andre Marriner’s half-time whistle and was booked for shoving Swansea winger Wayne Routledge in the chest. It was a dire situation that left City in danger of a repeat of last season’s embarrassing FA Cup exit at Wigan. But Guardiola replaced Sane with Sterling in the 57th minute and Aguero came on for Riyad Mahrez six minutes later. The moves paid dividends soon after as City hit back. City’s pressure was rewarded in the 69th minute when Bernardo Silva hit a crip shot beyond Nordfeldt after he was teed up by Aguero to set up a thrilling finale. The visitors drew level in the 78th minute when Cameron Carter-Vickers’ challenge on Sterling was deemed a penalty even though the defender appeared to touch the ball first. Aguero restored parity in fortuitous circumstances when his spot-kick hit a post and went in via Nordfeldt’s back. City laid siege to the Swansea goal in the final stages and Aguero had the final word with a stooping 88th minute header that survived the hosts’ offside claims as VAR was not available. City’s celebrations were marred by a pitch invader, but there was no disguising their relief after a dramatic revival. agencies
Bamako – Relations between Morocco and Mali took a new turn on Thursday following the signing of several bilateral agreements. The 17 agreements relate to different sectors and reflect the commitment of the public and private sectors to get involved in the new impetus given to bilateral relations by King Mohammed VI and Malian President, Ibrahim Boubacar Keïta.In a statement to MAP, Minister of Economy and Finance, Mohamed Boussaid, highlighted the extreme importance of the agreements which accompany and complement the vision of Morocco for this region that is in need of significant investments in many sectors.For his part, Minister of Health, El Hussein El Ouardi, highlighted the depth of relations of friendship and brotherhood that bind Morocco and Mali, adding that South-South partnership will have a positive impact on the two countries.President of the General Confederation of Moroccan Businesses (CGEM), Meriem Bensalah Chaqroun said the agreement with the National Council of Employers of Mali lays the groundwork for a partnership between Moroccan and Malian companies in many areas.