The “successors-in-interest” aspect of CFPB’s mortgage servicing proposal – a provision NAFCU has flagged as a potential problem area – will be examined today during a mortgage servicing roundtable meeting that will include NAFCU Regulatory Affairs Counsel Alexander Monterrubio.The roundtable is being organized by the Consumer Mortgage Coalition and other financial trades were represented as well, including the Mortgage Bankers Association, and will be held at the offices of The Financial Services Roundtable.In 2014, CFPB issued proposed amendments to the 2013 Mortgage Rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z). One of the proposed changes would apply Regs X and Z mortgage servicing rules to successors-in-interest, or individuals confirmed as successors to mortgage borrowers who have died or transferred the property to family members.Mortgage servicers have expressed concerns that they could be liable under state or federal privacy or debt collection laws for giving successors-in-interest account information as mandated under Regs X and Z. There is also concern about the potential for fraud. Servicers have asked CFPB to clarify in any final regulation how servicers can both protect consumers and avoid impropriety in these dealings. continue reading » 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
August 20, 2018 SHARE Email Facebook Twitter Governor Wolf Announces Construction of New Utility Training Facility in Armstrong County Economy, Education, Infrastructure, Innovation, Jobs That Pay, Press Release, Workforce Development Harrisburg, PA – Today, Governor Tom Wolf announced state support for the construction of a 20-acre simulation city in Armstrong County where students learning trades can get hands-on practice installing water, gas, electrical, and sewer lines.“One of the most important ways we can strengthen our workforce is to empower job seekers,” Governor Wolf said. “The development of this unique training facility in Armstrong County will give hands-on experience that will lead to real opportunities for Pennsylvanians looking for family-sustaining jobs.”The Armstrong County Industrial Development Council was awarded a $750,000 grant to construct the Critical Infrastructure Workforce Academy, which will feature residential, commercial, and industrial “neighborhoods” for students to practice handling a variety of standard and hazard scenarios. The $3.5 million “city” will also host classrooms, locker rooms, field labs, meeting areas, office space, and kitchen areas. The school is expected to attract 15,000 students by the end of its fourth year, which will generate secondary economic growth while providing needed workforce development training.“This is the first step in a unique project that will assure reliable services; gas, electricity, water, sewer and telecommunications, are safely delivered to homes and businesses across Pennsylvania,” said Senator Don White. “The Critical Infrastructure Workforce Academy is being developed within Northpointe to fill an existing void of properly trained workers in the utilities and energy sectors. Training our current and future labor force for the quality jobs available in the utility infrastructure sector must be a top priority for our region and this funding will begin that effort.”Supported through the Redevelopment Assistance Capital Program (RACP), funding will support critical expansion projects, some of which will provide opportunities for additional economic development.
Top international football players are joining forces with world football’s governing body FIFA, the Confederation of African Football and health experts to raise global awareness and promote simple preventative measures in the fight against Ebola.The “11 against Ebola” campaign, featuring Real Madrid’s Cristiano Ronaldo, Barcelona’s Neymar Jr, Chelsea’s Didier Drogba and Bayern Munich’s Philipp Lahm among others, promotes 11 simple health messages selected with the help of doctors and health experts from Africa, the World Bank Group and theWorld Health Organization who are tackling the outbreak in West Africa.Underneath the slogan “Together, we can beat Ebola” and the hashtag #wecanbeatebola, players share each message with the help of animated films, radio content, banners, posters and pictures in a multimedia campaign launched on Monday, 17 November.Each health message, such as “Report unusual illnesses” and “Cook meat properly”, has been chosen to improve public understanding about how the virus spreads, and to provide clear information that can be used to reduce the chances of the virus spreading in affected communities.FIFA Chief Medical Officer Prof. JiÅ™í DvoÅ™ák, MD said: “We doctors have experienced the power of football when it comes to prevention and health, while successfully implementing the ‘FIFA 11 for Health’ programme in 15 African countries as part of the medical legacy of 2010 FIFA World Cup in South Africa. Now we are using the same system to tackle Ebola, by presenting simple educational messages to prevent the spread of the disease through the voices of football stars – ‘When football talks, everybody listens’.”The popularity of football and its top players has proven to be a powerful way to connect with a wide audience and to transmit public health messages. This is the first emergency health campaign of its kind implemented by FIFA. The world governing body of football has achieved positive results with previous public health awareness campaigns such as the FIFA 11 for Health, which recruited top players to promote simple health messages for children around the world. Neymar Jr said: “It is so important that we get the right information to those affected by the Ebola outbreak. We all hope this positive campaign will improve people’s understanding of the Ebola virus and help us to reduce the chances of it spreading. Let’s all get behind this campaign to help our brothers and sisters in the worst-hit regions. Together, we can beat Ebola.”FIFA President Blatter said: “The popularity of football gives us a unique platform to reach all communities. We hope that football can play its part and that this campaign against Ebola can make a real difference on the ground as the world comes together to fight the virus and to help those living in affected communities.”According to the World Health Organization, as of 9 November, a total of 14,098 confirmed, probable and suspected cases of Ebola virus disease have been reported in six countries. There have been 5,160 deaths. Guinea, Liberia and Sierra Leone have seen the highest number of cases.Download posters, pictures and banners featuring the players and their messages at www.fifa.com and share them in your community with the hashtag #wecanbeatebolaThe 11 against Ebola messages Report unusual illnesses: please report any unusual illnesses or deaths in your community.Know the symptoms: do you have a fever with a loss of appetite, headache, fatigue, pain, vomiting, bleeding or diarrhoea? Know the symptoms of Ebola.Seek immediate medical help: please seek urgent medical help if you have a fever with additional symptoms.Avoid body contact: avoid direct, skin and body contact with anyone suffering from Ebola.Wash your hands and disinfect: wash your hands regularly and disinfect anything touched by suspected or confirmed Ebola sufferers.Wear proper protection: wear gloves and proper protective clothing if you are caring for an Ebola sufferer, and get the right instruction for the use of protective clothing.Cook meat properly: cook all meat and animal products thoroughly before consumption.Always practise safe sex: use protection if you are having sex with anyone recovering from Ebola.Avoid contact with wild animals and bats: wild animals and bats can carry the Ebola virus. Avoid them.Do not touch the dead: avoid direct contact with dead Ebola victims or anyone who has died from a strange disease.Seek help for safe burials: please seek help from local authorities to bury any victims of Ebola or strange diseases.
Yesterday, with the match Sarajevo-Leotar, the 22nd round of BiH Football Premier League has finishedOlimpic defeated Široki Brijeg with 2:1; Željezničar defeated Radnik with 3:0 and Čelik defeated Zvijezda with 4:1.Rudar and Borac played 1:1, and Travnik defeated Gradina with 1:0, just as did Velež against GOŠK.Zrinjski defeated Slavija with 2:1 and there were no goals in the match of Sarajevo and Leotar.First team of the League is Željezničar with 51 points, followed by Sarajevo with 45 points, Borac with 39, Olimpic with 37, Široki with 34, Čelik, Slavija, Leotar and Zrinjski with 33, Rudar with 28, Velež and Radnik with 26, Zvijezda and Travnik with 23, Gošk with 16 and Gradina with 5 points.